Choose a Portfolio

Investors can choose from three investment strategies for globally diversified portfolios: Low, Medium and High Risk. These strategies are commonly referred to as Income, Balanced and Growth.

STRATEGYCHARACTERISTICS
ConservativeCapital preservation and emphasis on annual cash returns, avoidance of risky assets. Conservative, low-risk investing.
BalancedA balance between the objectives of Income and Growth investment strategies.
GrowthCapital preservation and emphasis on annual cash returns, avoidance of risky assets. Conservative, low-risk investing.

Some asset categories are inherently more risky than others. There are only four asset categories:

CATEGORYFUNDSRISK
CashMurabaha funds and trade finance fundsLowest risk. securities linked to physical assets producing cash in short-term transactions.
Fixed IncomeTrade finance funds and sukuk fundsLower risk. securities linked to physical assets producing cash in medium-term transactions.
EquitiesEquity funds Higher risk. securities linked to ownership of a business, sharing in risks and rewards ownership.
Alternative Investments Commodity funds, real estate funds & special strategy fundsHighest risk. Outcome of investments is less predictable, more speculative.

These investment strategies and their asset allocations are best illustrated as follows: