Choose a porfolio

Investors can choose from three investment strategies for globally diversified portfolios: Low, Medium and High Risk. These strategies are commonly referred to as Income, Balanced and Growth.

STRATEGYCHARACTERISTICS
ConservativeCapital preservation and emphasis on annual cash returns, avoidance of risky assets. Conservative, low-risk investing.
BalancedA balanced between the objectives of Income and Growth investment strategies.
GrowthCapital preservation and emphasis on annual cash returns, avoidance of risky assets. Conservative, low-risk investing.

Some asset categories are inherently more risky than others. There are only four asset categories:

CATEGORYFUNDSRISK
CashMurabaha funds Trade finance fundsLowest risk. securities linked to physical assets producing cash in short-term transactions.
Fixed IncomeTrade finance funds Sukuk fundsLower risk. securities linked to physical assets producing cash in medium-term transactions.
EquitiesEquity funds Higher risk. securities linked to ownership of a business, sharing in risks and rewards ownership.
Alternative Investments Commodity funds Real estate funds Special strategy fundshighest risk. Outcome of investments is less predictable, more speculative.

These investment strategies and their asset allocations are best illustrated as follows: